Financing Assistant
Mortgage support in Dubai, UAE
Opportunity to buy real estate in one of the best countries
Consultation, Situation, Assessment, Solution
Assistant with preparing & submitting documents to the bank
How to receive a mortgage support
service in the UAE?
Get a free consultation
Step 1: Contact us for a free no-obligation virtual or in-person consultation
Submit all documents
Step 2: Send us the necessary documents to provide a service you need
Make a full payment
Step 3: Make a payment for the mortgage processing support in UAE
Get the service you want
Step 4: Get a mortgage lending service in the United Arab Emirates
Why we trusted to solve different tasks & clients stay with us for many years?
Mortgage Support Service: Documents & Requirements
Standard set of documents & requirements for mortgage support services in the United Arab Emirates
# | DOCUMENTS & REQUIREMENTS FOR MORTGAGE LENDING IN UAE | REQUIREMENTS |
|---|---|---|
1 | Passport & resident visa in the UAE |
|
2 | Proof of available funds & source of income |
|
3 | Initial sales-purchase agreement |
|
4 | Documents on the property subjects to purchase |
|
5 | For business owners - company audit for 3 years |
|
6 | Information on available additional assets |
|
Want to know more about mortgage & opening bank account in the UAE?
Fill out the form & describe your situation. Our manager will contact you & provide you with professional counseling.
Oasis Gateway enable our clients to live their desired lifestyle without the fear of financial strain
Opening bank accounts in Dubai, UAE
About the service
The banking system of the United Arab Emirates is deservedly considered one of the leading in the world. It offers impeccable customer service, attractive conditions for loans and mortgages, as well as economic stability – all these are the main advantages of the UAE banking system.
All banks in Dubai have an excellent reputation, and the high level of development of banking structures in the UAE has become possible thanks to the effective economic policy of the Government and the Central Bank of the United Arab Emirates.
That is why entrepreneurs, foreign investors and expats seeking to move to Dubai are interested in opening their own or corporate bank account. Our company is ready to help you with opening an account in Dubai, saving you time. We will provide detailed advice on the specifics of various banks and help you choose the most suitable institution in accordance with your goals.
Advantages of Dubai banks
Local banks and branches of international banks in the United Arab Emirates operate to stricter standards than in other countries. This applies not only to a high level of service, but also to bank account management capabilities and customer requirements.
There are several key advantages of banks in Dubai:
- Absolute confidentiality available to every client when servicing in the bank.
- A wide range of instruments for capital input and output.
- A large number of offices and convenient online banking.
- Low fees for services and operating costs.
- High level of security, reliability and stability of the national currency.
- The ability to open multi-currency accounts, including accounts in different currencies, and not only in dirhams.
There are four main types of banks in Dubai:
- Commercial banks that serve individuals and legal entities. They offer the opportunity to open personal and corporate accounts, as well as provide loans and mortgages.
- Industrial banks focused on servicing companies and enterprises. They offer loans for starting and running a business.
- Investment banks specializing in the purchase and sale of shares.
- Islamic banks that operate in accordance with the principles of Sharia.
How to open a bank account in Dubai?
Our team of experts has extensive experience in opening bank accounts in Dubai and is ready to provide full support at every stage of the process. We understand that opening a bank account can be a complicated and confusing process, especially for foreign citizens, so we offer our help to make this task easier for you.
Our company collects and verifies all necessary documents to ensure that they fully comply with the requirements of banking standards. We also offer our clients detailed advice to help them choose the most suitable bank for their needs. Our team has comprehensive knowledge of personal and corporate bank accounts, and we are ready to answer any questions you may have.
FAQs
What is a mortgage home loan?
Mortgage lending provides for collateral in the form of an acquired real estate object.
Is mortgage lending applied in the UAE banking system?
Of course, when it comes to mortgage lending in the UAE, there are many options open to potential property owners. A number of Emirati banks offer a wide range of credit services adapted for both commercial and residential real estate. These banks understand the importance of meeting the unique needs and circumstances of their customers.
Can a non-resident get a mortgage housing loan in the UAE?
Yes, mortgage lending in the UAE offers many opportunities for both residents and non-residents.
Are the rules of mortgage registration in the UAE different for residents and non-residents?
Obtaining a mortgage in the UAE involves a number of key restrictions that will vary depending on whether you are a resident or a non-resident. For example, in some bank offers, the mortgage amount cannot exceed 85% of the cost of housing for residents, 80% for expats and from 50% to 80% for non-residents.
What are the mortgage rates in UAE banks?
Mortgage rates in Emirati banks are moderate – from 2% to 3.5%. It all depends on the bank and the specific situation: the real estate object, the home credit term, financial capabilities, etc. Contact Oasis Gateway credit experts for a preliminary assessment of your mortgage prospects in the UAE!
How do mortgage interest rates change during the lending process in the UAE?
For buyers of new housing who want to finance their real estate in the UAE, there are two types of mortgages: a mortgage with a variable interest rate, which takes effect from the first day, and a mortgage with a fixed interest rate, which is valid for one year, three years or five years, followed by a variable interest rate.
Where and how to start looking for the perfect home loan to purchase real estate in the UAE?
Regardless of whether you want to invest in commercial real estate or fulfill your dream of owning residential real estate, getting a mortgage housing loan is a crucial step in making your real estate aspirations a reality. Oasis Gateway specialists will help you find out all the conditions of mortgage lending in the UAE, highlight the available options and provide valuable information that will help you navigate this complex process. Get step-by-step instructions and favorable offers for the advice of our experts!
Can Oasis Gateway conduct a comparative analysis and select a home loan for me?
For buyers of new housing who want to finance their real estate in the UAE, there are two types of mortgages: a mortgage with a variable interest rate, which takes effect from the first day, and a mortgage with a fixed interest rate, which is valid for one year, three years or five years, followed by a variable interest rate.
Why should I choose Dubai, UAE for the purchase of real estate?
Dubai, a magnificent modern city in the heart of the United Arab Emirates, has long been a global center of finance, tourism and luxury living. With its futuristic skyline views and world-class infrastructure, it’s no surprise that many people, both local and non-residents, are eager to get a piece of this paradise. There are a lot of prestigious locations, an established business community and many opportunities for implementing your ideas in creativity, entrepreneurship or personal development. The best minds and representatives of the business elite are constantly rushing here.
What should I pay attention to when choosing housing loan offers from banks in the UAE?
Despite the tempting prospects offered by mortgage lending in the UAE, it is extremely important for potential homeowners to exercise caution and conduct a thorough comparative analysis. Interest rates in different banks may vary, and it is important to evaluate the available options. The interest rate, which at first glance seems to be lower, may be accompanied by hidden payments or additional fees, which can significantly affect the total cost of the home loan. In addition, it is advisable to seek professional advice from mortgage, credit and financial advisors to make sure that all aspects of the credit agreement are fully understood. Contact Oasis Gateway by contacts and get valuable information right at the first consultation!
What is the first thing that creditor banks in the UAE take into account?
Lenders in the UAE usually assess the creditworthiness of a borrower based on the ratio of his income to debt, so it is important to have a sound financial position before starting the mortgage application process. Therefore, before applying for a mortgage home loan, potential homeowners are advised to contact experts to assess their financial situation and make an appropriate plan. Oasis Gateway professionals in UAE will help you get a clear picture of your income, expenses and any existing financial obligations to determine the availability of a mortgage.
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